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Terms of Service

Last updated: July 8, 2026

These Terms of Service ("Terms") are an agreement between you and STIQ Digital ("STIQ Digital," "we," "us," or "our"), the operator of the Verbamor app and website (together, the "Service"). By creating an account, downloading, or using Verbamor, you agree to these Terms and to our Privacy Policy, which explains how we handle your data. If you do not agree, do not use the Service.

1. What Verbamor does

Verbamor is a study aid for tutored language learners. It lets you capture lesson material (audio recordings, notes, and translations) and uses automated systems, including AI models, to transcribe that material, generate flashcards, synthesize audio and images, and schedule spaced-repetition reviews. Verbamor is a tool for personal learning; it is not a substitute for professional instruction, and we do not guarantee any particular learning outcome.

2. Eligibility

You must be at least 13 years old to use Verbamor (or at least 16 where local law requires a higher minimum age for data processing, such as parts of the European Economic Area). If you are under the age of majority where you live, you may only use the Service with the consent of a parent or legal guardian who agrees to these Terms on your behalf.

3. Your account

You can use Verbamor anonymously or sign in with Apple or Google. If you create an account:

  • You are responsible for the activity that happens under it and for keeping access to your Apple or Google account secure.
  • You agree to provide accurate information and to notify us promptly at colinnevistaylor@gmail.com if you believe your account has been compromised.
  • If you use the app anonymously, your data may be stored only on your device and can be lost if the app is deleted or the device is reset. We are not responsible for data lost from anonymous use.

4. Your content

"Your Content" means the recordings, notes, text, and other material you bring into Verbamor, plus the flashcards and study data derived from them for you.

  • You own it. We claim no ownership of Your Content.
  • License to us. You grant STIQ Digital a worldwide, non-exclusive, royalty-free license to host, store, reproduce, and process Your Content solely to operate and improve the Service for you, including transmitting it to the third-party AI and infrastructure providers described in our Privacy Policy for transcription, card generation, text-to-speech, and image generation. This license ends when Your Content is deleted from our systems.
  • Your responsibility. You are solely responsible for Your Content and must have the legal right to capture and upload it. This includes recordings of other people.

5. Recording lessons and other people

Verbamor lets you record audio that will typically include the voice of your tutor or other participants. You, not STIQ Digital, are responsible for complying with recording and wiretap laws where you and the other participants are located. Many jurisdictions require the consent of all parties before a conversation is recorded. Before recording a lesson, obtain your tutor's consent. By uploading a recording, you represent that you had the legal right to make it and to share it with us for processing.

6. Acceptable use

You agree not to:

  • Use the Service for anything unlawful, or upload content that infringes others' rights, is harassing, or is malicious;
  • Record people without legally required consent, or upload recordings you were not permitted to make;
  • Reverse engineer, scrape, probe, or interfere with the Service, or access it by any means other than the interfaces we provide;
  • Resell the Service, share paid features across accounts, or use automated systems to bulk-generate content;
  • Circumvent usage limits, security measures, or billing;
  • Use output from the Service to build a competing dataset or train competing models.

7. AI-generated content

Transcripts, flashcards, translations, synthesized audio, and images in Verbamor are produced by automated AI systems. They can be inaccurate, incomplete, or misleading, including incorrect translations or grammar. You are responsible for reviewing AI output before relying on it. Subject to these Terms and the rights of our providers, we assign to you any interest we may have in the AI output generated for you.

8. Subscriptions and payment

  • The app is free to download. Certain features require a paid subscription ("Verbamor Pro" or similar), billed through the Apple App Store or Google Play.
  • Subscriptions renew automatically at the then-current price unless you cancel at least 24 hours before the end of the current billing period. Manage or cancel in your App Store or Google Play account settings; deleting the app does not cancel a subscription.
  • Free trials, where offered, convert to paid subscriptions automatically unless cancelled before the trial ends.
  • Payments, refunds, and billing disputes are handled by Apple or Google under their terms. We do not process your payment details.
  • We may change subscription prices or features prospectively; changes apply at your next renewal after notice.

9. Our intellectual property

The Service, including the app, website, design, software, algorithms, and the Verbamor name and branding, belongs to STIQ Digital and its licensors and is protected by intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to use the app for personal, non-commercial learning. No other rights are granted.

10. Feedback

If you send us suggestions or feedback, we may use them without restriction or compensation to you.

11. Availability and changes to the Service

We work to keep Verbamor reliable, but the Service is provided without a guarantee of uninterrupted or error-free operation. We may add, change, suspend, or discontinue features, including third-party AI providers, at any time. If we discontinue the Service entirely, we will make reasonable efforts to give you notice and a chance to export your data.

12. Termination

You may stop using Verbamor and delete your account at any time in the app's settings. We may suspend or terminate your access if you materially violate these Terms, create risk or legal exposure for us, or if required by law; where practical, we will notify you and give you a chance to cure. Sections that by their nature should survive (ownership, disclaimers, limitation of liability, dispute resolution) survive termination. Data deletion after account closure is described in our Privacy Policy.

13. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, STIQ DIGITAL DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTY ARISING FROM COURSE OF DEALING. WE DO NOT WARRANT THAT TRANSCRIPTS, TRANSLATIONS, OR OTHER AI OUTPUT WILL BE ACCURATE, THAT YOUR DATA WILL NEVER BE LOST, OR THAT THE SERVICE WILL MEET YOUR REQUIREMENTS. Some jurisdictions do not allow certain warranty disclaimers, so parts of this section may not apply to you.

14. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW: (a) STIQ DIGITAL WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, DATA, OR GOODWILL, ARISING FROM OR RELATED TO THE SERVICE; AND (b) OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE IS LIMITED TO THE GREATER OF USD $50 OR THE AMOUNT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AROSE. These limits apply regardless of legal theory and even if a remedy fails of its essential purpose. Nothing in these Terms limits liability that cannot be limited under applicable law.

15. Indemnity

You agree to indemnify and hold STIQ Digital harmless from claims, damages, and reasonable legal fees arising from Your Content (including recordings made without required consent), your use of the Service, or your violation of these Terms or applicable law.

16. Dispute resolution: arbitration and class action waiver

Please read this section carefully. It affects your legal rights.

Informal resolution first

Before filing a claim, contact us at colinnevistaylor@gmail.com with a description of the dispute. We will try to resolve it informally within 60 days.

Binding arbitration

If we cannot resolve a dispute informally, you and STIQ Digital agree that any dispute arising out of or relating to these Terms or the Service will be resolved by binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in court. The Federal Arbitration Act governs this section. Arbitration will take place in the county where you live or another mutually agreed location, and may be conducted remotely.

Class action waiver

YOU AND STIQ DIGITAL EACH WAIVE THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE PROCEEDING. Disputes may only be brought on an individual basis.

Exceptions and opt-out

Either party may bring an individual claim in small-claims court, or seek injunctive relief for infringement or misuse of intellectual property. You may opt out of this arbitration agreement by emailing colinnevistaylor@gmail.com within 30 days of first accepting these Terms, stating your name and that you opt out of arbitration. If the class action waiver is found unenforceable as to a particular claim, that claim (and only that claim) must proceed in court.

17. Governing law

These Terms are governed by the laws of the United States and the State of Delaware, without regard to conflict-of-law rules. For disputes not subject to arbitration, you and STIQ Digital consent to the exclusive jurisdiction of the state and federal courts located in Delaware.

18. App store terms

Your use of the iOS app is also subject to Apple's standard licensed-application terms (and Google's equivalent on Android). Apple and Google are not parties to these Terms, are not responsible for the Service, and have no support or warranty obligations for it, but are third-party beneficiaries of this section with the right to enforce these Terms against you as to the app.

19. Changes to these Terms

We may update these Terms from time to time. For material changes we will notify you in the app or by email before they take effect, and update the date above. Continued use after the effective date means you accept the updated Terms. If you do not agree, stop using the Service and delete your account.

20. Miscellaneous

These Terms, together with the Privacy Policy, are the entire agreement between you and STIQ Digital about the Service. If any provision is found unenforceable, the rest remains in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets. "Including" means "including without limitation."

21. Contact

Questions about these Terms? Write to STIQ Digital at colinnevistaylor@gmail.com.

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